Update a card

Update a linked card and/or resubmit it for verification.

If a value is provided for CVV, a new verification ($0 authorization) will be submitted for the card. Updating the expiration date or address will update the information stored on file for the card but will not be verified.

Read our accept card payments guide to learn more.

Only use this endpoint if you have provided Moov with a copy of your PCI attestation of compliance.

To access this endpoint using an access token you'll need to specify the /accounts/{accountID}/cards.write scope.

PATCH

/accounts/{accountID}/cards/{cardID}

curl -X PATCH "https://api.moov.io/accounts/{accountID}/cards/{cardID}" \
  -H "Authorization: Bearer {token}" \
  -H "X-Moov-Version: v2026.07.00" \
  -d '{
  "cardCvv": "456"
}'

mc, _ := moov.NewClient()

var accountID string
var cardID string

mc.UpdateCard(ctx, accountID, cardID,
  moov.WithCardOnFile(true),
)

import { Moov } from "@moovio/sdk";

const moov = new Moov({
  security: {
    username: "",
    password: "",
  },
});

async function run() {
  const result = await moov.cards.update({
    accountID: "7104688e-8434-482e-9556-4784be3ad3fe",
    cardID: "01234567-89ab-cdef-0123-456789abcdef",
    updateCard: {
      cardCvv: "456",
    },
  });

console.log(result);
}

run();

declare(strict_types=1);

require 'vendor/autoload.php';

use Moov	o;MoovPhp;
use Moov	o;MoovPhp.Models.Components;

$sdk = MoovPhp	o;Moov::builder()
    ->setSecurity(
        new Components	o;Security(
            username: '',
            password: '',
        )
    )
    ->build();

$updateCard = new Components	o;UpdateCard(
    cardCvv: '456',
);

$response = $sdk->cards->update(
    accountID: '7104688e-8434-482e-9556-4784be3ad3fe',
    cardID: '01234567-89ab-cdef-0123-456789abcdef',
    updateCard: $updateCard
);

if ($response->card !== null) {
    // handle response
}

package hello.world;

import io.moov.sdk.Moov;
import io.moov.sdk.models.components.Security;
import io.moov.sdk.models.components.UpdateCard;
import io.moov.sdk.models.errors.GenericError;
import io.moov.sdk.models.errors.UpdateCardError;
import io.moov.sdk.models.operations.UpdateCardResponse;
import java.lang.Exception;

public class Application {
    public static void main(String[] args) throws GenericError, UpdateCardError, Exception {
        Moov sdk = Moov.builder()
                .security(Security.builder()
                    .username("")
                    .password("")
                    .build())
            .build();

UpdateCardResponse res = sdk.cards().update()
                .accountID("7104688e-8434-482e-9556-4784be3ad3fe")
                .cardID("01234567-89ab-cdef-0123-456789abcdef")
                .updateCard(UpdateCard.builder()
                    .cardCvv("456")
                    .build())
                .call();

if (res.card().isPresent()) {
            System.out.println(res.card().get());
        }
    }
}

from moovio_sdk import Moov
from moovio_sdk.models import components

with Moov(
    security=components.Security(
        username="",
        password="",
    ),
) as moov:

res = moov.cards.update(account_id="7104688e-8434-482e-9556-4784be3ad3fe", card_id="01234567-89ab-cdef-0123-456789abcdef", e2ee={
        "token": "eyJhbGciOiJFQ0RILUVTK0EyNTZLVyIsImVuYyI6IkEyNTZHQ00iLCJlcGsiOnsia3R5IjoiRUMiLCJjcnYiOiJQLTUyMSIsIngiOiJBS0NYVDM1WVdvTm8wbzExNy1SU0dqUGg3alN1NjFmLUhnYkx1dW0xVG1ueTRlcW5yX2hyU0hpY0w1d3gwODRCWDBRZjVTdEtkRUoydzY2ZUJqWHprRV9OIiwieSI6IkFIMEJfT2RaYTQtbG43dGJ4M3VBdlc1NDNQRE9HUXBCTDloRFFNWjlTQXNfOW05UWN3dnhRd1hrb1VrM3VzT1FnVV9ySVFrNFRoZ1NTUzV4UlhKcm5ZaTkifSwia2lkIjoiYmRvV3pLekpKUGw0TVFIaENDa05WYTZlZ1dmYi02V1haSjZKTFZqQ0hWMD0ifQ.HalyoHsfufBJEODd2lD9ThQvvVWw3b2kgWDLHGxmHhMv8rODyLL_Ug.rpQP178t8Ed_pUU2.Sn9UFeVoegAxiMUv11q7l3M0y9YHSLYi2n_JB7n7Pc777_47-icfaxstJemT0IC81w.akkq1EBxzWkBr4vEomSpWA",
    }, billing_address={
        "address_line1": "123 Main Street",
        "address_line2": "Apt 302",
        "city": "Boulder",
        "state_or_province": "CO",
        "postal_code": "80301",
        "country": "US",
    }, expiration={
        "month": "01",
        "year": "21",
    }, card_cvv="456")

# Handle response
    print(res)

require 'moov_ruby'

Models = ::Moov::Models
s = ::Moov::Client.new(
  security: Models::Components::Security.new(
    username: '',
    password: ''
  )
)
res = s.cards.update(account_id: '7104688e-8434-482e-9556-4784be3ad3fe', card_id: '01234567-89ab-cdef-0123-456789abcdef', update_card: Models::Components::UpdateCard.new(
  card_cvv: '456'
))

unless res.card.nil?
  # handle response
end

using Moov.Sdk;
using Moov.Sdk.Models.Components;

var sdk = new MoovClient(security: new Security() {
    Username = "",
    Password = "",
});

var res = await sdk.Cards.UpdateAsync(
    accountID: "7104688e-8434-482e-9556-4784be3ad3fe",
    cardID: "01234567-89ab-cdef-0123-456789abcdef",
    body: new UpdateCard() {
        CardCvv = "456",
    }
);

// handle response

The request completed successfully.

Response headers

A unique identifier used to trace requests.

The server could not understand the request due to invalid syntax.

Example

{
  "error": "string"
}

The request contained missing or expired authentication.

Example

{
  "error": "string"
}

The user is not authorized to make the request.

Example

{
  "error": "string"
}

The requested resource was not found.

Example

{
  "error": "string"
}

The request conflicted with the current state of the target resource.

Example

{
  "error": "string"
}

The request was well-formed, but the contents failed validation. Check the request for missing or invalid fields.

Example

{
  "e2ee": {
    "token": "string"
  },
  "billingAddress": "string",
  "expiration": "string",
  "cardCvv": "string",
  "cardOnFile": "string",
  "merchantAccountID": "string",
  "verifyName": "string",
  "holderName": "string"
}

Request was refused due to rate limiting.

Example

{
  "error": "string"
}

The request failed due to an unexpected error.

Example

{
  "error": "string"
}

Set this header to v2026.07.00 to use the API described in this specification. When omitted, the server defaults to v2024.01.00, which may not match the behavior documented here.

Possible values:

v2026.07.00

Updated billing address to store on file for the card.