Generate a terms of service token | Moov Documentation

Generate a terms of service token

Terms of service Drop
Use Moov.js Drops as an alternative to the API. Drops are customizable, pre-built UI components with error handling and secure PII data collection.

View pre-built Moov.js UI

Generates a non-expiring token that can then be used to accept Moov's terms of service.

This token can only be generated via API. Any Moov account requesting the collect funds, send funds, wallet, or card issuing capabilities must accept Moov's terms of service, then have the generated terms of service token patched to the account. Read more in our documentation.

GET

/tos-token

Ask

curl -X GET "https://api.moov.io/tos-token" \
  -H "Authorization: Bearer {token}" \
  -H "X-Moov-Version: v2026.07.00"

Ask

mc, _ := moov.NewClient()

mc.AccountCreationToken(ctx)

Ask

import { Moov } from "@moovio/sdk";

const moov = new Moov({
  security: {
    username: "",
    password: "",
  },
});

async function run() {
  const result = await moov.accounts.getTermsOfServiceToken({});

console.log(result);
}

run();

Ask

declare(strict_types=1);

require 'vendor/autoload.php';

use Moov\MoovPhp;
use Moov\MoovPhp\Models\Components;

$sdk = MoovPhp\Moov::builder()
    ->setSecurity(
        new Components\Security(
            username: '',
            password: '',
        )
    )
    ->build();

$response = $sdk->accounts->getTermsOfServiceToken(

);

if ($response->termsOfServiceToken !== null) {
    // handle response
}

Ask

package hello.world;

import io.moov.sdk.Moov;
import io.moov.sdk.models.components.Security;
import io.moov.sdk.models.operations.GetTermsOfServiceTokenResponse;
import java.lang.Exception;

public class Application {

public static void main(String[] args) throws Exception {

Moov sdk = Moov.builder()
                .security(Security.builder()
                    .username("")
                    .password("")
                    .build())
            .build();

GetTermsOfServiceTokenResponse res = sdk.accounts().getTermsOfServiceToken()
                .call();

if (res.termsOfServiceToken().isPresent()) {
            System.out.println(res.termsOfServiceToken().get());
        }
    }
}

Ask

from moovio_sdk import Moov
from moovio_sdk.models import components

with Moov(
    security=components.Security(
        username="",
        password="",
    ),
) as moov:

res = moov.accounts.get_terms_of_service_token()

# Handle response
    print(res)

Ask

require 'moov_ruby'

Models = ::Moov::Models
s = ::Moov::Client.new(
  security: Models::Components::Security.new(
    username: '',
    password: ''
  )
)
res = s.accounts.get_terms_of_service_token

unless res.terms_of_service_token.nil?
  # handle response
end

Ask

using Moov.Sdk;
using Moov.Sdk.Models.Components;

var sdk = new MoovClient(security: new Security() {
    Username = "",
    Password = "",
});

var res = await sdk.Accounts.GetTermsOfServiceTokenAsync();

// handle response

The request completed successfully.

Ask

Example

An encrypted value used to record acceptance of Moov's Terms of Service.

{
  "token": "kgT1uxoMAk7QKuyJcmQE8nqW_HjpyuXBabiXPi6T83fUQoxsyWYPcYzuHQTqrt7YRp4gCwyDQvb6U5REM9Pgl2EloCe35t-eiMAbUWGo3Kerxme6aqNcKrP_6-v0MTXViOEJ96IBxPFTvMV7EROI2dq3u4e-x4BbGSCedAX-ViAQND6hcreCDXwrO6sHuzh5Xi2IzSqZHxaovnWEboaxuZKRJkA3dsFID6fzitMpm2qrOh4"
}