Capabilities

Capabilities give you granular control over users' payment functionality while ensuring compliance with financial regulations and payment network requirements.

The transfers capability is automatically requested and enabled for all Moov accounts that meet minimum data requirements for account creation. Additional capability options are:

• Wallet: Store funds on the Moov platform
  • wallet.balance
• Money transfer: Move funds between cards for account funding, me-to-me, or P2P use cases
  • money-transfer.pull-from-card
  • money-transfer.push-to-card
• Collect funds: Pull customer payments via cards, digital wallets, or ACH
  • collect-funds.ach
  • collect-funds.card-payments
• Send funds: Push payouts via ACH, instant bank transfers (RTP), or card networks
  • send-funds.ach
  • send-funds.instant-bank
  • send-funds.push-to-card
• Card issuing: Issue and manage virtual prepaid cards
  • card-issuing

Read our capability documentation.

API Endpoints

• Request capabilities
  POST
  /accounts/{accountID}/capabilities
• List capabilities for an account
  GET
  /accounts/{accountID}/capabilities
• Retrieve a capability
  GET
  /accounts/{accountID}/capabilities/{capabilityID}
• Disable a capability
  DELETE
  /accounts/{accountID}/capabilities/{capabilityID}