# Capabilities

Capabilities give you granular control over users' payment functionality while ensuring compliance with financial regulations and payment network requirements.

The `transfers` capability is automatically requested and enabled for all Moov accounts that meet minimum data requirements for account creation. Additional capability options are:

- **Wallet:** Store funds on the Moov platform  
  - `wallet.balance`
- **Money transfer:** Move funds between cards for account funding, me-to-me, or P2P use cases  
  - `money-transfer.pull-from-card`  
  - `money-transfer.push-to-card`
- **Collect funds:** Pull customer payments via cards, digital wallets, or ACH  
  - `collect-funds.ach`  
  - `collect-funds.card-payments`
- **Send funds:** Push payouts via ACH, instant bank transfers (RTP), or card networks  
  - `send-funds.ach`  
  - `send-funds.instant-bank`  
  - `send-funds.push-to-card`
- **Card issuing:** Issue and manage virtual prepaid cards  
  - `card-issuing`

Read our [capability documentation](https://docs.moov.io/guides/accounts/capabilities/).

## API Endpoints

- [**Request capabilities**  
  POST  
  /accounts/{accountID}/capabilities](https://docs.moov.io/api/v2026.07.00/moov-accounts/capabilities/post/)
- [**List capabilities for an account**  
  GET  
  /accounts/{accountID}/capabilities](https://docs.moov.io/api/v2026.07.00/moov-accounts/capabilities/list/)
- [**Retrieve a capability**  
  GET  
  /accounts/{accountID}/capabilities/{capabilityID}](https://docs.moov.io/api/v2026.07.00/moov-accounts/capabilities/get/)
- [**Disable a capability**  
  DELETE  
  /accounts/{accountID}/capabilities/{capabilityID}](https://docs.moov.io/api/v2026.07.00/moov-accounts/capabilities/delete/)