## Surcharge fees

Surcharge fees on credit card transactions are now available with Moov API `v2026.07.00`. Surcharge fees are optionally enabled, and must follow card brand caps and state and federal regulations. Surcharges can be added to:

- [General transfers](https://docs.moov.io/api/v2026.07.00/money-movement/transfers/create/)
- [Payment links](https://docs.moov.io/api/v2026.07.00/money-movement/payment-links/create/)
- [Invoices](https://docs.moov.io/api/v2026.07.00/money-movement/invoices/post/)

When creating a transaction, a surcharge fee can be added to the request in `amountDetails`. See the main [surcharge](https://docs.moov.io/guides/money-movement/accept-payments/card-acceptance/surcharges/) guide or any of the API links above for more details. You must [contact Moov](https://portal.moov.io/forms/surcharge-intake-form) to enable surcharging and start the registration process.

Note that API `v2026.07.00` is considered _in-development_ until the final release in July.

## Tax amount

The `taxAmount` field is being deprecated in Moov API `v2026.07.00` onwards. Taxes can now be added to `amountDetails`. This affects general transfers, payment links, and invoices.

Ask

```json
{
  "amountDetails": {
    "tax": {
      "currency": "USD",
      "valueDecimal": "8.25"
    }
  }
}
```

This is a breaking change when updating to `v2026.07.00`.

## Drop payment method theme updates

The [payment method](https://docs.moov.io/moovjs/drops/payment-methods/) Drops theme has been updated. The new theming better supports verification and more closely matches Moov Dashboard flows.

## Legacy capability reminder

Note that the following capabilities are legacy capabilities and will be fully deprecated in a future API version:

- `wallet`
- `send-funds`
- `collect-funds`

Update capabilities as needed, to the following:

- `wallet.balance`
- `send-funds.ach`
- `send-funds.instant-bank`
- `send-funds.push-to-card`
- `collect-funds.ach`
- `collect-funds.card-payments`
- `money-transfer.pull-from-card`
- `money-transfer.push-to-card`

See the [capabilities](https://docs.moov.io/guides/accounts/capabilities/reference/) guide for more information.

## Bug fixes

- Fixed an issue where ACH addenda was missing from the originated entry on child transfers
- Fixed an issue with corrected monthly minimums on statements
- Fixed an issue with Amex card account updater enrollment

Moov is constantly improving.