Changelog | Moov Documentation

Resume account creation & edit Drop

You can now pass an optional accountID prop in the onboarding Drop when embedding the component.

This allows users to continue where they left off in the onboarding process and fix any verification errors, which is especially useful for onboarding business with multiple beneficial owners. Ensure the generated token is scoped to the same accountID that's passed to the Drop.

See the onboarding Drop guide for more information.

Customizable Dashboard roles

Dashboard users can now create and update their own custom roles in addition to Moov-created roles. This change provides more granularity in what team members can see and do in the Dashboard.

See the managing teams guide for more information.

Invoice URL sharing

You can now copy a payment link invoice URL from the Dashboard, or fetch the URL from the invoicing API.

Invoices are still delivered by email, but you now have the option to copy the link to share via another method (such as SMS). Users that open the shared link will be prompted for a one-time, time-based passcode sent to their email. Look for the Payment link field under Invoice details in the Dashboard.

API v2026.07.00

API v2026.07.00 is now officially released - the version is stable and no breaking changes will be made. Use SDK version 26.7.x with API v2026.07.00.

Bug fixes

Surcharging in test mode

We've added test credit cards so you can test surcharge fees in test mode. When testing surcharge fees, use the following cards and accompanying requirements:

Card brand Test card number CVV Postal code Expiration date
Visa 4111300030003000 Any 3 numbers Any 5 numbers Any future date
Mastercard 5200900090009000 Any 3 numbers Any 5 numbers Any future date
Discover 6011111111111117 Any 3 numbers Any 5 numbers Any future date
American Express 371111111111114 Any 4 numbers Any 5 numbers Any future date

The test credit cards above can be used for testing any features in test mode. Additionally, we've added two new test debit cards:

Card brand Test card number CVV Postal code Expiration date
Discover 6011233333330000 Any 3 numbers Any 5 numbers Any future date
American Express 372021002000199 Any 4 numbers Any 5 numbers Any future date

See our test mode guide for more information.

Bug fixes

User defined amounts

Allow buyers and payees to choose their own payment amounts when they receive a payment link. You can set a minimum and maximum range, as well as select up to five suggested amounts.

User defined amounts in payment links is supported starting with API v2026.07.00 and in Moov's Dashboard. A payment link can either be a standard payment or payout, or a user defined amount.

In the payment links API (v2026.07.00 and higher), amount is no longer a required field for payment links. amount is required for payment and payout links, but must be omitted for customAmountPayment links.

See the following guides for more information:

Bug fixes

Surcharge fees

Surcharge fees on credit card transactions are now available with Moov API v2026.07.00. Surcharge fees are optionally enabled, and must follow card brand caps and state and federal regulations. Surcharges can be added to:

When creating a transaction, a surcharge fee can be added to the request in amountDetails. See the main surcharge guide or any of the API links above for more details. You must contact Moov to enable surcharging and start the registration process.

Note that API v2026.07.00 is considered in-development until the final release in July.

Tax amount

The taxAmount field is being deprecated in Moov API v2026.07.00 onwards. Taxes can now be added to amountDetails. This affects general transfers, payment links, and invoices.

Ask

{
  "amountDetails": {
    "tax": {
      "currency": "USD",
      "valueDecimal": "8.25"
    }
  }
}

This is a breaking change when updating to v2026.07.00.

Drop payment method theme updates

The payment method Drops theme has been updated. The new theming better supports verification and more closely matches Moov Dashboard flows.

Legacy capability reminder

Note that the following capabilities are legacy capabilities and will be fully deprecated in a future API version:

Update capabilities as needed, to the following:

See the capabilities guide for more information.

Bug fixes

Account connections

You can now share your scopes with connected accounts. Sharing scopes connects you to other Moov accounts you've created, like a merchant who accepts payments. Sharing scopes also connects that merchant to their own customers.

During the hosted onboarding process for each Moov account, you can now select which scopes to share. Additionally, you can use the API to share an account connection.

Moov maintains strict access controls when you share scopes with a merchant. While you gain visibility across every connected account, merchants can only access their own customers.

See the main connected accounts documentation for more information.

Client-side TypeScript SDK

Moov's TypeScript SDK is now available as a client-side SDK with OAuth. Client-side authentication is supported through the accessToken. See our authentication guide for more information.

Enhanced AI functionality in documentation

Our documentation site has some new, enhanced AI functionality. You can now get more detailed answers when you ask about specific pages and code blocks. You can ask more specific questions and the AI responses will include associated code samples. For example, you can now ask how to use a feature with a specific SDK.

Your AI chats with Moov are also now saved to your browser.

Bug fixes

Google Pay

You can now use Google Pay to accept card payments and send payouts with Moov and the open standard Google Pay API.

Google Pay is a fast and secure way to move money in a variety of use cases, such as:

Visit our guides and API documentation for more information. Google Pay is available for Moov API starting with version v2026.04.00.

API v2026.07.00 preview

The preview of API v2026.07.00 is available. This preview includes the following:

Moov API v2026.07.00 is in development. The preview should be used with caution as breaking changes may occur without notice.

Bug fixes

Tipping

Moov now supports tipping for payment links and transfers. Use Moov's API or Dashboard to create tipping presets for the checkout process. Tipping presets can be fixed amounts, or percentages of the total on a pre or post-tax basis.

Presets must be enabled per Moov account. In the Dashboard, enable tipping and set up presets in your account's business details settings or a merchant's account settings.

The API has three new transfer configuration endpoints which allow you to create, update, and view tip presets for an account.

See the following documentation for more information:

Tipping demo

Healthcare benefit cards

Moov now supports processing HSA, FSA, and HRA cards for Healthcare merchant category codes (MCCs) and 90% rule merchants on the Visa and Mastercard networks.

Visit our documentation for specific information on accepted MCCs and 90% rule merchants, rules, regulations, and registration details.

Create schedules in the Dashboard

You can now create scheduled transfers and recurring transfers in the Dashboard. Select a future date for a single transfer, or create a recurring transfer on a daily, weekly, monthly, or yearly schedule.

Moov's Dashboard also supports viewing and cancelling schedules as well as sending receipts. Visit our documentation for more information.

Bug fixes

Quarterly API - v2026.04.00

Moov API version 2026.04.00 is now stable. This release includes resolution links and instant bank credit, described below.

Visit our reference guide for information on API versions.

SDKs

SDKs have been bumped to a new, stable version. The in development SDK version 26.4.0-dev.x is now 26.4.x.

Resolution links

When a business mis-keys or omits information during account verification, you can now generate a link for them to resolve outstanding data issues. Resolution links are temporary, secure links which allow a business to provide missing information or upload missing documents. Use the Moov Dashboard or API to check for requirement errors and send a resolution link via email or SMS.

Moov sends the business a secure MFA code to access the link, which automatically expires after 30 days.

View our Dashboard and API guides for more information.

Instant bank

RTP and FedNow transactions are now supported by the instant-bank-credit payment method.

While rtp-credit is still currently supported, Moov strongly suggests upgrading to API v2026.04.00 and the instant-bank-credit payment method as soon as possible. In the future, the rtp-credit payment method will be deprecated.

General updates

Bug fixes

Onboarding Drop

Our onboarding Drop has undergone a makeover with a more streamlined look. Additionally, the onboarding Drop now supports granular capabilities and dynamic underwriting.

Visit the onboarding Drop guide for more information.

Docs MCP server

You can now use Moov's MCP server in conjunction with our new docs MCP server. The docs MCP server allows you and your AI agent to parse Moov's documentation and ask questions about how to set up integrations.

Visit our MCP & AI section for more information.

General updates

Bug fixes