ACH details & statuses | Moov Documentation

Learn how to get the details and statuses of ACH transfers.

The achDetails object offers a variety of useful information about ACH transfers and status details.

Get ACH details

You can obtain details about a transfer involving the ACH payment rail through the transfers GET endpoint. If the source or destination uses an ACH payment method, the transfers details response will contain an achDetails object that contains useful information such as:

traceNumber: tracking number (assigned by Moov) that can used by payment recipient to trace the payment with their external financial institution
return: ACH return information per Nacha specification
code
- reason
- description
correction: ACH notification of change information per Nacha specification
code
- reason
- description
A transfer timestamp: Date-time information about transfer status changes
- initiatedOn
- originatedOn
- correctedOn
- returnedOn
- completedOn

ACH statuses

The achDetails also contains rail-specific status information:

Status	Description
`initiated`	The ACH transfer from the source into Moov's system has been created
`originated`	Payment instructions about the source transfer have been sent to Moov's originating depository financial institution (ODFI) partner
`corrected`	The source transfer completed but a notification of change was received
`completed`	Funds have been credited to the destination and are available for use
`returned`	The payment was returned by Moov to the source financial institution
`canceled`	The payment was successfully canceled