# Underwriting

Underwriting is a tool Moov uses to understand a business’s profile before allowing them to collect funds on our platform. Through underwriting, you can retrieve or update information about the business's transaction volume.

[API reference](/api/moov-accounts/underwriting/)

## Retrieve underwriting details

Retrieve underwriting associated with a given Moov account.

To retrieve underwriting details, you'll need to specify the `/accounts/{accountID}/profile.read` scope when generating a token.

#### Parameters

| Name        | Type   |
|-------------|--------|
| `accountID` | string |

```javascript
moov.accounts.underwriting.get({accountID});
```

## Update underwriting details

Update the account's underwriting by passing new values for one or more of the fields.

To update underwriting details, you'll need to specify the `/accounts/{accountID}/profile.write` scope when generating a token.

#### Parameters

| Name           | Type                                                 |
|----------------|------------------------------------------------------|
| `accountID`    | string                                               |
| `underwriting` | [Underwriting](/api/moov-accounts/underwriting/put/) |

```javascript
const underwriting = {
  averageTransactionSize: 500,
  maxTransactionSize: 1000,
  averageMonthlyTransactionVolume: 500000
};
moov.accounts.underwriting.update({accountID, underwriting});
```