# Expense management

## Smarter vendor payments.
Create virtual cards for every vendor payment, simplifying and securing payables.

## Programmable virtual cards

## Fund with Moov balances

## Set spend controls

## Minimize fraud

## More than just cards up our sleeve.
All the work of building a card issuing program is covered—we bring the sponsor bank, provide the program management, and connect you directly to the card network.

**Available balance**  
Transactions are authorized against a Moov wallet balance that's connected to the card as well as any spend controls.

**API-enabled**  
Programatically mint new virtual cards and get transaction history.

[More about Moov wallets →](/content/platform/wallets/index.html)

## One card, many use cases.
Expand your business by issuing virtual cards for expense management, employee benefits, controlled subscription spending, or whatever users want most.

**Single-use cards**  
Create single use cards, perfect for specifying a specific amount to pay an invoice.

**Card-on-file**  
Create cards for subscription or recurring payments.

[Virtual card guides ↗](https://docs.moov.io/guides/issue-cards/)

[**Moov Drops**  \Themeable drop-in components that help you go to market faster (minutes vs. months) and with less compliance overhead. Saves countless design and development hours.](https://docs.moov.io/moovjs/drops/theming/) [**All features**  \See what we’ve built so far and what we’re adding daily to power better experiences.](/content/platform/features/index.html)

### More payment flows

**Enable more ways to pay.**  
Moov enables easy payment acceptance with quick onboarding, multiple payment options, and seamless transaction management.

**Balance and automations**  
Move and manage money effortlessly with Moov wallets—instant transfers, automated reconciliation, and secure withdrawals.

**Send money instantly**  
Disburse funds instantly to debit cards and bank accounts with Moov. Go live in days, control payment flows, and unlock new revenue streams.

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## Get started today.
Let’s discuss your unique needs and show you how Moov can help. We can build something together.

[Get a demo](/content/contact/index.html)