Flexible pricing.

From emerging startups to scaling enterprises,

Moov has you covered.

Standard pricing

No setup fees or hidden fees with a $500 monthly minimum. Pay as you go and get everything you need to start moving money.

Custom pricing

Design a custom plan that works for you. Available for businesses with large payment volume or unique business models.

What’s included.

Accept money

Accept payments directly or allow your users to accept payments.

Store money

Moov wallets can be funded for payouts or be used for merchant services.

Send money

Send payouts to linked bank accounts or to other Moov wallets.

Spend money

Issue single-use virtual cards for corporate spending from Moov wallets.

Card acceptance

Online card & mobile wallet payments

Accept payments via credit/debit cards and digital wallets like Apple Pay and Google Pay.

Interchange+ + 0.60% + 15¢

Per successful charge for U.S. domestic cards.

$0.15 is charged per transaction or refund regardless of outcome.

+1.5% for international cards.

Tap to Pay

Accept contactless payments using compatible iPhone or Android devices.

Interchange+ + 0.50% + 15¢

Per successful charge for U.S. domestic cards.

$0.15 is charged per transaction or refund regardless of outcome.

+1.5% for international cards.

Card account updater

Automatically update saved card details when customers’ cards expire or are replaced.

25¢

Per update.

Disputes

Manage chargebacks and payment disputes with built-in resolution tools.

$15.00

Per dispute.

Instant payments

Instant RTP credit

Send real-time payments directly to bank accounts, settling within seconds via TCH RTP® or FedNow®.

0.95%

Per transaction.

Minimum fee: 50¢

$5.00 cap

Instant push to card

Instantly send funds to debit cards via card networks.

0.95%

Per transaction.

Minimum fee: 50¢

$5.00 cap

Deferred delivery push to card

Schedule a payment to be sent to a debit card at a later date.

25¢

Per transaction.

Instant pull from card

Account funding transactions allow you to instantly fund an account using a debit card. Available to eligible financial institutions. Fee cannot be charged to the end-user.

0.50% + 75¢

Per transaction.

Bank debits & transfers

ACH same-day

Transfer funds to bank accounts via ACH within the same business day.

40¢

Per transaction.

ACH next-day credit

Transfer funds to bank accounts via ACH, settling on the next business day.

25¢

Per transaction.

Notice of change

Receive updates from banks about changes to customers’ ACH account details.

75¢

Per update.

ACH returns

Handle failed ACH transactions due to insufficient funds, closed accounts, or incorrect details.

$5.00

Per return.

Unauthorized returns

Address ACH return codes (e.g., R05, R07, R10, R29) for unauthorized transactions.

$15.00

Per return.

Moov wallet

Moov wallets make it possible to store funds, automate payouts from collected funds, and instantly transfer funds between Moov accounts. Each Moov wallet has a balance and a ledger of all debit and credit activity.

50¢ monthly

Per active wallet, activity defined by having a balance at any point in a given month.

Payment links

Generate shareable links to accept payments without coding.

Included

Waived for accounts with standard pricing.

Branded receipts

Customize digital receipts with your branding for a seamless customer experience.

Included

Waived for accounts with standard pricing.

Invoices

Create and send branded invoices for your customers to pay online. Email receipts and reminders are included.

25¢

Per paid invoice.

Virtual card creation

Instantly create virtual cards for secure vendor payments.

15¢

Per virtual card.

Instant bank account validation

Instantly verify customer bank accounts for secure transactions.

75¢

Per instant validation attempt.

ACH micro-deposits are free.

Third-party bank account validation

Verify external bank accounts for payments and transfers.

$1.50

Per validation attempt.

Verified business (KYB)

Ensure compliance by verifying business identities during onboarding.

$4.50

Per business.

Verified individual (KYC)

Verify individual identities for regulatory compliance and fraud prevention.

$2.50

Per individual.

$0.50 per individual per month.

IRS Form 1099-K issuance

Generate and distribute 1099-K tax forms as required for merchants accepting card payments via Moov.

$5.00

annually

Merchant processing account fee

For businesses utilizing card acceptance, push to card, or pull from card services

$5.00

monthly

Transaction monitoring

Detect and prevent fraud with real-time transaction monitoring.

Included

Waived for accounts with standard pricing.

PCI compliance

Ensure compliance with PCI DSS for secure payment processing.

$2.00

monthly

Data Sync

Periodically sync Moov data to your data warehouse for analytics and reporting.

2¢

Per transaction.

High payment volume or unique business model?

If you don’t see what you’re looking for, we can still help find the right path for your business. Talk to us about your transaction volume to get the best pricing with flexibility to grow.

Keep more of what you make.

Moov customers keep on average 97.3%¹ of sales from card payments and 99.5%² from pay by bank.

What goes into the rest?

72%Interchange feesCard networks pay interchange to the issuing banks of cards. The interchange rate varies based on a number of factors, including customer type, debit vs. credit, and the data included with the payment.Card network feesCard brands charge fees per transaction for operating and maintaining the payment network.

3%PCI compliance and riskThis built-in cost includes PCI compliance for merchants and continuous risk monitoring across all payment activity on the platform.

25%Moov servicesMoov continuously invests in providing a stable and scalable platform and releases new features as rapidly as we can.

Get started today.

Let’s discuss your unique needs and show you how Moov can help. We can build something together.