Digital banking

Modern payments for digital banking

Power your digital banking platform with easy payments, real-time insights, and tools to grow deposits.

What’s slowing down banking platforms?

Outdated payment infrastructure

Legacy systems can’t keep up with user expectations for speed, flexibility, and reliability.

High operational costs

Maintaining outdated systems and handling manual workflows increases expenses and limits scalability.

User experience gaps

Slow transactions, limited payment options, and loose integrations lead to frustration and lost customers.

Modern solutions to move digital banking forward

Account funding

Reduce new account abandonment by letting customers fund their accounts and start using them immediately—no waiting, no drop-offs, just seamless activation.

Fund with a card
Fund an account by pulling funds from another bank account with a debit card.

Loan disbursement
Disburse funds instantly using TCH RTP®, FedNow®, or push to debit cards.

Instant transfers

Enable instant money movement between user’s accounts at other institutions with real-time options.

Push & pull from card
Supercharge external transfers with debit cards for real-time money movement.

Loan repayment
Allow users to make a loan payment with a debit card with a capped interchange rate from the card brands or with ACH.

In-app card acceptance

Offer small business users new ways to accept payments—directly from your mobile banking app. Turn digital banking into the point of sale with Tap to Pay on iPhone and Android.

Enable better payment acceptance
Use Moov to help your small business users accept payments and settle funds directly to their bank account at the financial institution.

Payment links & QR codes
Bridge the gap with in-person payments using QR codes. Users scan the code to pull up the payment link & complete their payment.

Automated merchant onboarding

Becoming a merchant takes a few short steps, with automated and AI-assisted KYC and underwriting from Moov.

Hosted or embedded onboarding
Capturing data is easy, but handling exceptions with a great UX takes time. Use our experience to get to market faster.

Form shortening
Ask for less and improve accuracy. Fetch business details from an email address and autocomplete addresses.

Customer Testimonial

Moov has become an integral part of our strategy at Jack Henry. Their platform’s developer-first approach allows us to innovate quickly and stay ahead of industry demands. Moov’s world-class engineering and design team has deep experience navigating complex payment infrastructure, which helps us win because we’re able to focus on building exceptional customer experiences.

Ben Metz
CTO, Jack Henry

Get started today.

Let’s discuss your unique needs and show you how Moov can help. We can build something together.