# Smart payment tools for growing SMBs

Empowering small businesses with modern payment solutions to improve operations, reduce costs, and grow revenue.

## Challenges businesses face with payments

### Limited time and resources

Balancing payments, compliance, and reconciliation is tough for small teams that are already focused on running their business.

### Cash flow challenges

Lack of flexible payment options limits opportunities to maximize revenue, attract new business, and meet evolving customer expectations.

### Manual processes

Outdated systems require excessive time and effort to manage, leaving little room for focusing on growth and innovation.

## How we help

## Moov makes payments work for SMBs

### Automated merchant onboarding

Becoming a merchant takes a few short steps, with automated and AI-assisted KYC and underwriting from Moov.

**Hosted or embedded onboarding**  
Capturing data is easy, but handling exceptions with a great UX takes time. Use our experience to get to market faster.

**Form shortening**  
Ask for less and improve accuracy. Fetch business details from an email address and autocomplete addresses.

### Accept payments online

Accepting payments doesn't have to be hard; you don't even need a website.

**Secure payments**  
Use Moov to help your small business users accept payments and settle funds directly to their bank account.

**Refunds and disputes**  
There's an API for that. Every refund, partial refund, dispute, or ACH return is linked to the original payment.

### In-person payments

Accept payments—right from your phone without additional hardware or send payment links to collect payments online.

**Tap to Pay**  
Accept in-person payments with just an iPhone or Android device.

**QR codes**  
Bridge the gap with in-person payments using QR codes. Scan the code to pull up the payment link and complete the payment.

## Get started today.

Let’s discuss your unique needs and show you how Moov can help. We can build something together.